10 Health Habits Live to 100

November 13th, 2009 John Krol Posted in Uncategorized No Comments »

10 Habits That Will Help You Live to 100

fishing581

We take some of the worry out of Retirement

You don’t need to eat yogurt and live on a mountaintop, but you do need to floss{#emotions_dlg.cool}


The biggest factor that determines how well you age is not your genes but how well you live. Not convinced? A new study published in the British Medical Journal of 20,000 British folks shows that you can cut your risk of having a stroke in half by doing the following four things: being active for 30 minutes a day, eating five daily servings of fruit and vegetables, and avoiding cigarettes and excess alcohol.

People Who Read This Also Read
Majority of Babies Will Live to 100–How Will They Do It?
What Wasn’t Said at the Barack Obama Press Conference
Huffington Post Offers Paid Internship: The Intern Pays
More Evidence Healthy Living Brings Long Life
Love and Romance: Get the Benefits Even if You’re Single

While those are some of the obvious steps you can take to age well, researchers have discovered that centenarians tend to share certain traits in how they eat, move about, and deal with stress—the sorts of things we can emulate to improve our own aging process. Of course, getting to age 100 is enormously more likely if your parents did. Still, Thomas Perls, who studies the century-plus set at Boston University School of Medicine, believes that assuming you’ve sidestepped genes for truly fatal diseases like Huntington’s, “there’s nothing stopping you from living independently well into your 90s.” Heck, if your parents and grandparents were heavy smokers, they might have died prematurely without ever reaching their true potential lifespan, so go ahead and shoot for those triple digits. Follow these 10 habits, and check out Perls’ lifetime risk calculator to see how long you can expect to live.

1. Don’t retire. “Evidence shows that in societies where people stop working abruptly, the incidence of obesity and chronic disease skyrockets after retirement,” says Luigi Ferrucci, director of the Baltimore Longitudinal Study of Aging. The Chianti region of Italy, which has a high percentage of centenarians, has a different take on leisure time. “After people retire from their jobs, they spend most of the day working on their little farm, cultivating grapes or vegetables,” he says. “They’re never really inactive.” Farming isn’t for you? Volunteer as a docent at your local art museum or join the Experience Corps, a program offered in 19 cities that places senior volunteers in urban public elementary schools for about 15 hours a week.

2. Floss every day. That may help keep your arteries healthy. A 2008 New York University study showed that daily flossing reduced the amount of gum-disease-causing bacteria in the mouth. This bacteria is thought to enter the bloodstream and trigger inflammation in the arteries, a major risk factor for heart disease. Other research has shown that those who have high amounts of bacteria in their mouth are more likely to have thickening in their arteries, another sign of heart disease. “I really do think people should floss twice a day to get the biggest life expectancy benefits,” stresses Perls.

3. Move around. “Exercise is the only real fountain of youth that exists,” says Jay Olshansky, a professor of medicine and aging researcher at the University of Illinois at Chicago. “It’s like the oil and lube job for your car. You don’t have to do it, but your car will definitely run better.” Study after study has documented the benefits of exercise to improve your mood, mental acuity, balance, muscle mass, and bones. “And the benefits kick in immediately after your first workout,” Olshansky adds. Don’t worry if you’re not a gym rat. Those who see the biggest payoffs are the ones who go from doing nothing to simply walking around the neighborhood or local mall for about 30 minutes a day. Building muscle with resistance training is also ideal, but yoga classes can give you similar strength-training effects if you’re not into weight lifting.

4. Eat a fiber-rich cereal for breakfast. Getting a serving of whole-grains, especially in the morning, appears to help older folks maintain stable blood sugar levels throughout the day, according to a recent study conducted by Ferrucci and his colleagues. “Those who do this have a lower incidence of diabetes, a known accelerator of aging,” he says.

AddThis Social Bookmark Button

Social Media Numbers

October 24th, 2009 John Krol Posted in Uncategorized No Comments »

Cone Finds that Americans Expect Companies to


Have a Presence in Social Media

headlinepink-wiageteers

Harder-to-reach audiences are ripe for social media interaction


Boston (September 25, 2008) – Sixty percent of Americans use social media, and of those, 59 percent interact with companies on social media Web sites. One in four interacts more than once per week. These are among the findings of the 2008 Cone Business in Social Media Study.
According to the survey, 93 percent of social media users believe a company should have a presence in social media, while an overwhelming 85 percent believe a company should not only be present but also interact with its consumers via social media. In fact, 56 percent of users feel both a stronger connection with and better served by companies when they can interact with them in a social media environment.
“The news here is that Americans are eager to deepen their relationships through social media,” explains Mike Hollywood, director of new media for Cone, “it isn’t an intrusion into their lives, but rather a welcome channel for discussion.”
When asked about specific types of interactions, Americans who use social media believe:

  • Companies should use social networks to solve my problems (43%)
  • Companies should solicit feedback on their products and services (41%)
  • Companies should develop new ways for consumers to interact with their (37%)
  • Companies should market to consumers (25%)

Hard-to-reach consumers
Men, a much sought-after target in the online space, are twice as likely as women to interact frequently (one or more times per week) with companies via social media (33% to 17%, respectively).
“The ease and efficiency of online conversation is likely a draw for men who historically do not seek out the same level of interaction with companies as women,” says Hollywood.
Likewise, of younger, hard-to-reach users (ages 18-34), one-third believe companies should actively market to them via social networks, and the same is true of the wealthiest households (household income of $75,000+). Two-thirds of the wealthiest households and the largest households (3 or more members) feel stronger connections to brands they interact with online.

“All of this is great news for marketers,” Hollywood explains. “Men and younger consumers are traditionally the most challenging to reach, while the highest income households are typically very desirable; here they are saying ‘Come market to us and interact with us online.’ This is really a license to put more and resources into this medium and do it effectively.”
About the survey:
The 2008 Cone Business in Social Media Study presents the findings of an online survey conducted September 11-12, 2008 by Opinion Research Corporation among 1,092 adults comprising 525 men and 567 women 18 years of age and older. The margin of error associated with a sample of this size is ± 3%.


AddThis Social Bookmark Button

October 20th, 2009 John Krol Posted in Uncategorized No Comments »

Oil price in New York breaches US$80 a barrel
Posted: 21 October 2009 0403 hrs

dollar_sink_narrowweb__200x23001

NEW YORK: The price of oil briefly topped 80 dollars a barrel on Tuesday for the first time in a year, pushed up by a weak dollar and optimism over global economic recovery.

New York’s main contract, light, sweet crude for delivery in November, reached 80.05 dollars - the highest point since October 14, 2008.

The contract however fell 52 cents from the closing price on Monday to end at 79.09 dollars per barrel, snapping an eight-day rise that added a hefty 10 dollars to prices.

London’s Brent North Sea crude for December delivery lost 53 cents to end at 77.24 dollars per barrel.

“We got over 80 (dollars) and some profit taking ensued,” said analyst John Kilduff of MF Global.

“Some factors that had helped oil get to higher and higher levels have reversed as well, especially the dollar,” he said, referring to the greenback’s rise on Tuesday against key currencies such as the euro after a losing streak.

The slumping dollar had boosted crude prices because a weak greenback makes dollar-priced crude cheaper for holders of stronger foreign currencies, ramping up demand for oil.

As oil hit the 80-dollar mark, analysts warned of negative repercussions of higher prices to economic recovery from recession.

“Consumer spending and the world economy are still too fragile to sustain prices above 80 dollars per barrel and as we saw with the shift in prices earlier this year from 50 to 75 dollars, a sharp rise in prices would kill the emerging recovery,” analysts at JP Morgan said in a note to clients.

They suggested that the OPEC cartel take supply off the market at the bottom end of the 60-80 dollar price band range and raise output at the upper end of the range.

OPEC is meanwhile ready to invest funds to aid the production of oil amid a recovery in demand and rising prices for crude, the cartel’s chief Abdalla Salem El-Badri said on Tuesday.

“We, OPEC, are ready to invest,” the secretary-general of the Organisation of Petroleum Exporting Countries told Oil & 2009, a London conference for the world’s industry.

Most of OPEC’s 12 member countries are satisfied with current oil prices, which on Tuesday briefly hit a one year-high of above 80 dollars a barrel.

El-Badri argued on Tuesday that 60-70 dollar oil would not be enough to allow adequate investment levels by OPEC, which pumps 40 percent of the world’s oil.

“60 to 70 dollars does not permit a huge investment,” he told conference delegates gathered in the British capital.

“You need more to invest in the offshore, in non-conventional oil,” he added.

Oil prices tumbled from historic highs of more than 147 dollars in July 2008 to about 32 dollars in December because of the global recession but have since risen on recovery hopes. - AFP/de

AddThis Social Bookmark Button

NLP Marketing

September 8th, 2009 John Krol Posted in Tony Robbins life lessons., Top 100 Alternative Search, Trump, Twitter, Uncategorized, Vavaldi, Warren Buffett, Why a Boomers Bank, William James, WoodFest 2009 No Comments »

See what’s Possible{#emotions_dlg.cool}


AddThis Social Bookmark Button

Boomer Migration

August 13th, 2009 John Krol Posted in Uncategorized No Comments »

Migrating to Rural America

AddThis Social Bookmark Button

Social Security Crisis Looms

August 12th, 2009 John Krol Posted in Echo Boomers, IRA/401k/SoloK, Uncategorized, Why a Boomers Bank No Comments »

MOUNTAIN OF DEBT: Social Security crisis looms

WASHINGTON — As Congress agonizes over care, an even more daunting and dangerous challenge is bearing down: how to shore up Social Security to keep it from burying the nation ever deeper in debt.

What to do about mushrooming government payments as millions of baby retire? How about a giant federal Ponzi scheme? That might work for a while.

But wait. That’s pretty much the current system. Social Security takes contributions from today’s workers and uses them to pay the old-age benefits that were promised to retirees. But there are serious concerns how long that can last.

President Barack Obama has said he’ll tackle Social Security and related “entitlement” programs when the care overhaul is resolved. But the anger and intensity of that debate could complicate his effort.

Failure on care could make it harder, if not impossible, for Obama to successfully tackle overhauling Social Security, Medicare and Medicaid.

The raucous care debate is “a bad omen for any change in social policy,” said Ross Baker, a political scientist at Rutgers University who’s also a former Senate aide.

“People seem to be very fearful of tampering with what already exists. It may be a simple reaction to the uncertainty that’s been introduced into people’s lives by the recession,” Baker said. Still, he said, if not Obama, “some unfortunate president down the road is going to have to deal with it when the crisis strikes.”

Although calling Social Security a Ponzi scheme — think of the huge frauds that sent billionaires Bernard Madoff and R. Allen Stanford to prison — may be a bit of a stretch, there is one clear similarity.

As in a Ponzi scheme, the concept works fine at first. So long as there are more new “” pumping into the system to pay off the earlier ones, everyone is happy. But at some point not enough new is coming in and the scheme collapses.

“We had a remarkable 25-year run in terms of the economy. We had this wonderful demographic holiday where the baby were moving through their main earning years,” said William Gale, co-director of the nonpartisan Tax Policy Center, a joint venture of the Brookings Institution and the Urban Institute.

“Now, the economy’s in tatters, the are ready to retire, the world is sick of our debt. The problems are much bigger,” said Gale.

With baby working, Social Security — the biggest social spending program — has produced a surplus that has helped finance the rest of the government for the past quarter century. But that will change within a decade.

Trustees of the system recently said that in 2016 — a year earlier than previously forecast — paid out in benefits will start exceeding the tax dollars flowing in. With no changes, Social Security will be completely depleted in 2037, the trustees said.

Medicare — government care that now covers 45 million elderly and disabled people — is in even worse shape. It’s been paying out more than it takes in since last year and is projected to go insolvent in 2017.

While some economists argue that such doomsday calculations ignore a growing propensity of older Americans to work beyond traditional retirement age, the day of reckoning is fast approaching under any timetable.

Social Security, Medicare-Medicaid, defense spending and interest on the national debt now account for 75 percent of all federal spending. They’re on track to one day gobble up the entire budget.

Even if everything goes just right for the administration — the economy recovers, new jobs sprout, housing markets rebound and Congress passes some variation of Obama’s care proposals without sending deficits soaring further — the federal government will still find itself in a deepening debt hole.

Policymakers and economists are hard-pressed to find a way to dig out — short of major tax increases on middle-class and wealthy taxpayers, draconian benefit cuts or an unthinkable default on paying interest on the national debt.

The government said Wednesday the federal deficit reached $1.27 trillion for the first ten months of the budget year, and it’s expected to climb to a record high of $1.8 trillion for the full 12 months. Budget years run from Oct. 1 to Sept. 30.

The national debt — the grand total of accumulated annual deficits — is now $11.8 trillion, so high that Treasury Secretary Timothy Geithner asked Congress last week to raise the legal limit above the current $12.1 trillion, a ceiling Geithner said could be reached as early as mid-October.

Congress must allow more borrowing “so that citizens and here and around the world can remain confident that the United States will always meet its obligations,” Geithner wrote lawmakers.

Administration officials say the annual deficit was already heading above $1 trillion when Obama took office.

And the long recession has added significantly to the government’s debt. Revenues are down at the same time the government is spending hundreds of billions for business bailouts, economic stimulus and two wars.

“This recession reduces the revenue base in a permanent way in the sense that even as you recover, you’re now starting from a much lower space. So the recession increases not just the short-term deficit, but the long-term deficit,” said Rob Shapiro, a former economic adviser to President Bill Clinton and now with NDN, a centrist think tank formerly known as the New Democratic Network.

Or, as Obama said recently, “We have a steep mountain to climb, and we started in a very deep valley.”

AddThis Social Bookmark Button